Terms of Service — GECAN™

The Platform. GECAN™ (a technology platform of Pennworth Holdings, the “Platform”) provides software, verification tooling, structured communications, and information services for members engaged in high-value commercial transactions. The Platform is infrastructure: it is not a party to, guarantor of, or beneficiary of any member transaction.
No regulated services. The Platform is not a broker-dealer, investment adviser, money services business, payment institution, escrow agent, or law firm, and performs no activity requiring such licences. Settlement is coordinated exclusively through independent licensed institutions selected by the parties. The Platform never takes custody of member funds or assets.
No advice; no offer. Nothing on the Platform constitutes legal, financial, tax, or investment advice, nor an offer or solicitation capable of acceptance. Marketplace listings are vetted member submissions, not endorsements. Platform-generated instruments are structured drafts, hash-anchored for evidential integrity, and expressly require review by qualified counsel in the governing jurisdiction before execution.
Verification is evidence, not guarantee. Platform verdicts — sanctions screenings, on-chain proofs, counterparty risk scores, freshness states — reflect the cited public sources and ledgered data at the stated timestamp. They are evidentiary inputs to the member’s own judgement, not warranties of any fact or outcome.
Member warranties. Each member warrants that: (i) submissions are truthful and current; (ii) it holds the authority and capacity it claims; (iii) it is not a sanctioned or prohibited party; (iv) its use complies with all laws applicable to it. Misrepresentation is grounds for suspension, permanent ledger record, and disclosure to affected counterparties to the extent lawful.
Confidentiality & non-circumvention. Participation in a deal room binds the member to the accepted confidentiality and non-circumvention instruments (hash-anchored per acceptance) — enforced contractually and, where stated, technically (disclosure escrow, contact firewalls, provenance ledger). Circumvention of ledgered introducers is a material breach.
The ledger. Members acknowledge that introductions, disclosures, acceptances, communications within deal rooms, and platform events are recorded on an append-only evidentiary ledger, retained per the Privacy Notice, and may be produced where legally compelled or contractually agreed.
Tiered access & conduct. Access follows membership tier and vetting status and may be modified with notice. The Platform may curate, hide, or expire listings per published freshness and curation protocols. Abusive, fraudulent, or circumventive conduct results in suspension with ledgered cause.
Intellectual property. The Platform, its agent fleet, taxonomies, scoring models, and generated structures are proprietary to Pennworth Holdings. Members receive a personal, non-transferable licence for internal business use; data-mining, scraping, or reverse engineering is prohibited.
Liability. To the maximum extent permitted by law: the service is provided “as is”; the Platform disclaims implied warranties; aggregate liability is capped at fees paid in the twelve months preceding the claim; the Platform is not liable for member-to-member dealings, third-party data sources, or consequential loss.
Indemnity. Members indemnify the Platform against claims arising from their submissions, transactions, or breach of these terms.
Governing law & disputes. These terms are governed by the laws of the Republic of Singapore. Disputes are referred to arbitration in Singapore under the SIAC Rules, seat Singapore, language English — subject to final settlement by counsel.
Amendments. Terms may be updated with notice; continued use constitutes acceptance. The ledgered version history is authoritative.

GECAN™ TERMS OF SERVICE